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Terms of Service
Effective Date: September 4, 2026
Welcome to FedBenefit Advisors LLC. These Terms of Service (“Terms”) govern your access to and use of our website, appointment scheduling tools, communications, and services.
By accessing our website or using our services, you acknowledge that you have read, understood, and agree to these Terms.
1. ABOUT FEDBENEFIT ADVISORS LLC
FedBenefit Advisors LLC provides educational information and guidance designed to help federal employees and retirees better understand federal employee benefits and retirement-related topics.
Our services may include information and guidance regarding topics such as FERS, TSP, FEGLI, FEHB, Social Security, federal retirement planning, and related benefits.
FedBenefit Advisors LLC is an independent business and is not affiliated with, endorsed by, or acting on behalf of the United States Government, the Office of Personnel Management (OPM), the Federal Aviation Administration (FAA), or any other federal agency.
2. INFORMATIONAL AND EDUCATIONAL PURPOSES
Information provided through our website, consultations, communications, resources, or other services is intended for general informational and educational purposes.
Nothing on this website should be interpreted as legal, tax, accounting, or individualized investment advice.
Federal benefit rules, regulations, eligibility requirements, and program provisions may change over time. You are responsible for verifying information with the appropriate federal agency or qualified professional before making important financial, retirement, tax, legal, or benefits-related decisions.
3. APPOINTMENTS AND SERVICES
You may use our website or scheduling systems to request or schedule consultations, benefit reviews, or other services.
Appointment availability is subject to change.
You are responsible for providing accurate contact and scheduling information when requesting an appointment.
If you need to reschedule or cancel an appointment, please contact us using the information provided in your appointment confirmation or at hello@fedbenefitadvisors.com.
4. SMS AND TEXT MESSAGE TERMS
By voluntarily providing your mobile telephone number and separately opting in to receive SMS communications from FedBenefit Advisors LLC, you may receive text messages related to:
- Appointment confirmations
- Appointment reminders
- Scheduling and rescheduling
- Customer service
- Requested information
- Service-related updates
- Follow-up communications
- Marketing or promotional messages, only where you have separately consented to receive them
Consent to receive SMS messages is not a condition of purchasing or receiving any product or service.
Message frequency may vary. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP.
For assistance, reply HELP or contact us at hello@fedbenefitadvisors.com.
Our SMS telephone number is (678) 849-0252.
Carriers are not liable for delayed or undelivered messages.
Your use of SMS communications is also subject to our Privacy Policy, available at:
5. MARKETING AND NON-MARKETING COMMUNICATIONS
Where applicable, consent to receive marketing text messages is collected separately from consent to receive non-marketing or service-related text messages.
You may choose to consent to one type of communication, both, or neither.
Declining SMS consent will not prevent you from submitting an inquiry or requesting services through other available communication methods.
6. EMAIL COMMUNICATIONS
If you provide your email address, we may use it to respond to inquiries, provide requested information, send appointment-related communications, and deliver service-related messages.
Where required, marketing emails will include an option to unsubscribe.
7. ACCEPTABLE USE
You agree not to use our website or services to:
- Violate applicable laws or regulations
- Submit false, misleading, or fraudulent information
- Attempt to gain unauthorized access to our systems
- Interfere with the operation or security of the website
- Distribute malicious software or harmful content
- Use our content or systems for unauthorized commercial purposes
We reserve the right to restrict or discontinue access when we reasonably believe these Terms have been violated.
8. INTELLECTUAL PROPERTY
Unless otherwise stated, the content available through the FedBenefit Advisors LLC website, including text, graphics, branding, logos, educational materials, downloadable resources, and website design elements, is owned by or licensed to FedBenefit Advisors LLC.
You may access and use website materials for personal, non-commercial purposes.
You may not reproduce, distribute, modify, sell, or commercially exploit our materials without prior written permission.
9. THIRD-PARTY SERVICES AND LINKS
Our website or services may use or link to third-party platforms, including scheduling systems, video conferencing services, analytics providers, communication platforms, and external websites.
We are not responsible for the availability, security, privacy practices, accuracy, or content of third-party services.
Your use of third-party services may also be subject to their own terms and privacy policies.
10. NO GUARANTEE OF RESULTS
While we strive to provide accurate and useful information, FedBenefit Advisors LLC does not guarantee any particular financial, retirement, benefits, eligibility, tax, investment, or other outcome.
Individual circumstances vary, and federal benefit determinations are ultimately governed by applicable laws, regulations, plan provisions, and decisions made by the relevant governmental agencies or benefit administrators.
11. LIMITATION OF LIABILITY
To the maximum extent permitted by applicable law, FedBenefit Advisors LLC will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our website, information, communications, or services.
Nothing in these Terms limits any liability that cannot legally be limited or excluded.
12. PRIVACY
Your use of our website and services is also governed by our Privacy Policy.
Please review it at:
Our Privacy Policy explains how we collect, use, disclose, and protect personal information, including information associated with SMS consent.
13. CHANGES TO THESE TERMS
We may update these Terms from time to time to reflect changes in our services, business practices, technologies, or applicable requirements.
When these Terms are updated, the revised version will be posted on this page with an updated effective date.
Your continued use of our website or services after changes are posted constitutes acceptance of the revised Terms.
14. CONTACT US
If you have questions regarding these Terms of Service, please contact:
FedBenefit Advisors LLC
Website: https://fedbenefitadvisors.com
Email: hello@fedbenefitadvisors.com
Phone: (678) 849-0252