Your life insurance coverage should reflect where you are now — not where you were 20 years ago.

Federal Employees' Group Life Insurance (FEGLI) is easy to enroll in and easy to forget about. But premiums for optional coverage increase in steps as you age, and coverage that made sense early in a career can become a costly surprise heading into retirement.

Danilo Williams retired after 25 years serving in the U.S. Army and the FAA, and carried his own FEGLI coverage through that career before spending 16+ years in the life and health insurance industry helping others review theirs.

What a FEGLI Consultation Covers

Which options (Basic, A, B, or C) you currently carry, how the cost curve will change as you age or move into retirement, and whether your current coverage still matches your family's needs and your budget.

Why It Helps to Talk to Someone Who's Already Retired

Danilo had to make his own FEGLI decisions heading into retirement — weighing rising costs against real coverage needs. He brings that same lived decision-making process to your review, not just a policy explanation.